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  • Muthoot Fincorp Gold Loan

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Gold Loan Company in Thrissur

A gold loan is a secured loan that a borrower takes from takes from a lender such as bank or a financial institution, in lieu of their gold ornaments. The interest rate of gold loan is calculated based on multiple factors such as purity of gold, weight of the ornament, tenure of the loan etc

Unlike other secured loans, there is no specific eligibility criteria for applying for a gold loan. Whether you are a homemaker, farmer, working professional or a businessperson - any Indian resident can apply for this. There is also no restriction on the end use of such loans and hence, capital against this type of loan can be used to fund education, weddings, vacations or any other financials requirements that you may have.

Walk into your nearest Muthoot FinCorp's branches , submit your gold with your KYC documents and take the loan in one visit. Our experience in providing instant gold loans to our valued customers for years makes us one of the preferred gold loan companies in India.

Gold Loan Thrissur Features

Get Instant Gold Loan

Nearby Branches

Find Muthoot Fincorp Gold Loan Branch near you Branch near you Thrissur

Gold Loan Thrissur Interest Rate

The interese rates at Muthoot FinCorp have been curated to provide a convenient experience for for all. Interest rates depend upon the amount of loan and the chosen gold scheme. They start from 11.99% p.a.

How Is Interest Rate Calculated On Gold Loan?

We calculate the interest rate for every individual loan based on your requirement and region. A simple interest method is applied to calculate this this interest rate (starting from 12% p.a.) For example, an interest of 12% for one year for a principal amount of Rs 1,00,000 will be Rs 12,000.

Gold Loan Eligibility Criteria In Thrissur

Muthoot FinCorp Gold Loans offer maximum benefit to you while keeping your gold safe. Our Gold Loan eligibility is easy to meet and it has been designed keeping your best interest in mind. Our goal is to provide you with maxum benefits along with keeping your gold safe. You can choose from a variety of gold loan schemes based on your requirement. Please refer to the table below to check the eligibility criteria before applying for a gold loan:

Eligibility Criteria Muthoot FinCorp Gold Loan
Minimum and Maximum age to apply 18 - 80 Years
Maximum Loan Amount As per approvals
Ownership of Gold Ornaments
LTV Ratio Up to 75% of the value of the gold

There may be some alterations in the eligibility criteria depending on the Muthoot FinCorp Gold Loan scheme you choose

Gold Loan Calculator

Muthoot Gold Loan calculator is free and easy to use which is designed to help find out your Gold Loan eligibility, and the loan amount you can get against your gold.

Calculate your Gold Loan Amount

Please Enter Amount 1 / 20

Note:

1. This is based on 22 carat gold value

2. Interest rates for Schemes with maximum permissible LTV

3. Scheme details are approximate. Visit your nearest Muthoot FinCorp branch for exact details.

10,000
1
1
100,000
12
100000
1
9

Required Documents For Gold Loan

To provide you with ease while applying for a gold loan, we have designed a seamless process where no heavy documentation is required. Any individual between the age of 18 - 80, possessing the following documents can avail a Gold Loan:

Documentation Type Any one of the following

  1. Identity Proof: PAN Card, Driving License, Passport, Voter's ID Card, Aadhar Card
  2. Address Proof: Voter's ID Card, Aadhar Card, Rent Agreement, Utility Bills, fincorp Statement

Avail hassle-free Gold Loan in one visit at Muthoot FinCorp

How To Apply For Gold Loan In Thrissur?

You can apply for gold loan at Muthoot FinCorp both online and offline. Here’s how you can do it seamlessly:

Apply Online Apply Offline
  • Step 1: Click on the 'apply online' button on the website
  • Step 2: Fill in your details in the form and submit
  • Step 3: Our representative shall get in touch with you to complete the rest of the process
  • Step 1: Deposit your gold ornament(s) at a Muthoot FinCorp branch near you
  • Step 2: Sign up for the Online Gold Loan Service and link your savings bank account.
  • Step 3: As soon as your account is linked, you can use our mobile app/ website to have the gold finance credited to your bank account

EMI Scheme

There are several EMI Schemes available at Muthoot FinCorp with varying tenure periods. These are designed with a focus on providing customer ease and serve you better.

Gold Loan Repayment Options and EMI Options:

Muthoot FinCorp offers various EMI plans with varying tenures and interest rates. When evaluating the suitable gold loan on EMI scheme for you, consider the following:

Please refer below for the further details on our EMI Plans:

Scheme 1:-

Scheme 2:-

Scheme 3:-

Scheme 4:-

Scheme 5:-

States we are present in:

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